Housing and Homelessness Services

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St. Thomas-Elgin Social Services funds and administers social housing programs in the City of St. Thomas and the County of Elgin.

Social Housing means rent-geared-to-income or subsidized housing programs. In most cases, rent is based on 30% of a household's gross income. Most social housing providers also offer some units at full market rent.

Subsidized housing is available at over 1,100 units in St. Thomas and Elgin County, including townhouses, apartments, duplexes, and single-family homes for families, singles, and seniors.

Please click on any of the links on the left for further information on social housing, or explore the links in the photo icons above.

 

Other Links
 

Landlord Tenant Board 
Housing Needs Assessment and Action Plan
Housing Needs Assessment - Canadian Community Building Fund (CCBF)

Resources

New 10-Year Housing & Homelessness Plan

In accordance with provincial direction, a review of the 10-Year Housing & Homelessness Plan (see Taking Stock, Working Together tab for the 2014 Plan and subsequent annual reports) is being conducted and a new, updated Plan is being prepared in 2026. 

The new, updated Plan is being prepared in 3 Phases: 

  1. Context Review – Fall 2025 

  1. Draft New Plan – Winter 2026 

  1. Finalize New Plan – Spring 2026 

Submission to the Ministry of Municipal Affairs and Housing is required by the end of May 2026. Any further updates after MMAH review and Council approval of the final plan is expected by the end of 2026. 

Reports and Public Engagement: 

[Stayed tuned for future information and engagement opportunities] 

A Brief History of Social Housing
Social housing refers to rental housing developed with the assistance of the government and subsidized by the government for people with low to moderate incomes, seniors, or people with special needs who can live, with support, in the community.

For more information, check out this brief history of social housing in Ontario and St. Thomas-Elgin.